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Financial Aid Programs

Grants & Scholarships | Federal College Work Study | Student Loans | Tuition Payment | Veteran's Benefits
How to Apply | Eligibility

Financial Aid includes grants and scholarships, loans, and work study. Some aid does not need to be paid back, some aid must be repaid, and some aid takes the form of employment. Financial aid is available for both part-time (1-11 credits) and full-time (12+ credits) study, although some awards are restricted. All students must be in eligible degree or certificate programs to receive financial aid.

Types of Financial Aid
There are three basic types of financial aid available to students attending Massasoit Community College.

Grants and Scholarships are offers of aid which do not have to be repaid. These may include awards from the federal or state governments, Massasoit Community College, or outside agencies or groups. Examples of such grants are Pell Grant, SEOG, MassGrant, MA Foster Furcolo Access Grant, MA Part-Time Grant, Massasoit Fee Assistance Grant, the Massasoit United Student Fund.

Student employment or Federal College Work Study is a federally funded program that provides employment to students with financial need. Students may work an average of 10-12 hours per week during academic terms and up to 20 hours per week during the summer. Positions are available on both the Canton and Brockton campuses as well as at non-profit agencies in the local community. The current rate of pay is $8.00/hr on campus and $10/hr off-campus.

Loans are financial aid that must be repaid. In general, student loan repayment may be deferred until after you have completed your higher education. Parent loans generally go into repayment within 30-60 days of their disbursement.

Do you receive TAFDC, SNAP food assistance, WIC, MassHealth or other supplemental income?
You may be eligible for CHOICES, a free academic program offered for low-income individuals that qualify for financial aid assistance. Click here to learn more about CHOICES.

Student Loans  (top)

Federal Direct Subsidized Loans
Available to eligible student borrowers. They are need based and you must complete a FAFSA to determine eligibility. These loans have a fixed interest rate of 3.4% for the 2012-13 aid year. Interest and principal are subsidized by the government until the student ceases to be enrolled at least half-time, or if the loan is in a deferment status. Repayment begins 6 months after the student graduates, withdraws or stops attending school at least half-time.

New regulations eliminate the interest subsidy provided during the six-month grace period for subsidized loans for which the first disbursement is made on or after July 1, 2012, and before July 1, 2014. If you receive a subsidized loan during this timeframe, you are responsible for the interest that accrues while your loan is in the grace period. You do not have to make payments during the grace period (unless you choose to) but the interest will be added (capitalized) to the principal amount of your loan when the grace period ends. This provision does not eliminate the interest subsidy while the borrower is in school or during eligible periods of deferment.

Federal Direct Unsubsidized Loans
Available to eligible student borrowers. These loans are not need based; however, you must still complete a FAFSA. Interest accrues during in-school period. These loans have a fixed interest rate of 6.8% for the 2012-13 aid year. Interest and principal may be deferred until the student ceases to be enrolled. Interest is NOT paid by the government. The borrower is responsible for all interest payments. Repayment begins 6 months after the student graduates, withdraws or stops attending school at least half-time.

Parent Loans  (top)

Federal Parent Plus Loans
Available to parents or legal guardians of dependent undergraduate students. These loans have a fixed interest rate of 7.9% for the 2009-2010 aid year.

Tuition Waivers and Veterans Benefits (top)

In addition to the above award programs, Massasoit also accepts and processes state tuition waivers, and a variety of veteran benefits.

Tuition Waivers
Several kinds of tuition waivers are available to Massasoit Community College students. These waivers include, but are not limited to, National Guard, veteran, senior citizen, Native American, state employee, and ward of the state.

Students will need to present documentation of eligibility, and may need to certify they meet all waiver eligibility requirements prior to having their waiver accepted. Students eligible for waivers should obtain clarification from the Financial Aid Office before making course selections.

Waiver documentation must be submitted by the bill due date, or at the time of registration, whichever is later. Students wishing to use a senior citizen waiver should check with the Financial Aid Office for additional requirements.

Veterans Administration Benefits
If you are a veteran, the widow of a veteran, or the child of a disabled or deceased veteran, you may qualify for federal and/or state benefits. For more information, contact the Veterans Services Office at Massasoit Community College at 508-588-9100 x.1477 or email to

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